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Scholarships & Funding


Royal Global University offers several scholarships to help students pay for their education.

Generally, merit scholarships are reserved for students with special qualifications, such as academic performance, athletic or artistic talent and other endowment schemes.

Application Process

Students seeking Scholarships will have to submit an application as per the category for which the student seeks scholarship.

For fresh students seeking admission, if interested for applying scholarship can select the scholarship facility during the online application process.

Existing students can seek help from their departmental coordinators to keep themselves updated for the scholarship application deadlines and process.

" Apply Scholarship in National Scholarship Portal "

National Scholarship Portal is open for Schedule Tribe students for Pre- Matric and Post-Matric scholarship. To facilitate the students who have missed out their opportunity to enrol themselves in the portal, the date has been extended from 31/12/2022 to 31/01/2023. kindly register themselves in the following website:

Central/UGC-AICTE/State Schemes

The Central Govt., UGC, AICTE along with the Govt. of each state offers several scholarship schemes to the students apart from the University funded scholarship which a student can directly apply online by visiting the website of the UGC at

The following departments of the Central Govt. offers Govt. sponsored scholarships which can be applied by visiting the UGC Scholarship portal :

  • Ministry of Minority Affairs
  • Department of Empowerment of Persons with Disabilities
  • Ministry of Social Justice & Empowerment
  • Ministry of Labour & Employment
  • Ministry of Tribal Affairs
  • Department of School Education & Literacy
  • Department of Higher Education
  • WARB, Ministry of Home Affairs
  • RPF/RPSF, Ministry of Railway
  • North Eastern Council (NEC), DoNER

Every state also has their own scholarships under varied categories. Details regarding each scholarship can be obtained by directly visiting the UGC Scholarship Portal

Education Loan

At Royal Global University, financial limitations cannot be allowed to restrict career dreams. In view of that, the Institution has tied up with leading banks to offer easy Education Loans to students. Most Banks in the country offer attractive education loans for students. For the benefit of prospective students at RGU, we have tied up with premier nationalized Punjab National Bank, which gives the following advantages to students applying to RGU.

  • Cover all courses of RGU.
  • Include tuition fees, hostel fees.
  • Concessional rate of interest (as per the bank norms).
  • Availability of the loan across the country.

We act as a bridge to help students cross over to their dream career through easy loans facility and on- campus processing.

BO: Bhangagarh, G.S. Road, Bhangagarh, Guwahati -781005

Vidya Lakshmi

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance) , Department of Higher Education (Ministry of Human Resource Development) and Indian Banks Association (IBA).The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal. Click Here to Apply for an Educational Loan

The Salient features of the scheme are as under:

  • The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
  • For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
  • The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies

Tax Benefit

Repayment of an education loan is deductible under section 80E of the Income Tax Act. The yearly limit for deduction is Rs. 40,000 (for both the principal and the interest). Only loans taken for higher education - full time studies in any graduate or post-graduate, professional, and pure and applied science courses - may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start repaying.

Equitable Access to quality higher education has been a concern of the University Grants Commission. To this purpose the Commission, besides encouraging colleges and universities to provide for liberal financial support to the meritorious but needy students, has also been instrumental in educational loan scheme. The Reserve Bank of India (RBI) has issued guidelines in this regard to all commercial banks. A large number of banks have already launched educational loan schemes. Provided below are links to the respective website of individual banks offering such facilities.

Disclaimer: Since the rules, regulations, eligibility conditions, repayments and interests rates etc are revised by the banks from time to time in keeping pace with the changing capital market conditions, students and parents are advised to thoroughly check the terms and conditions of educational loan scheme on offer at the time of application.

Panjab National Bank

State Bank of India

State Bank of Bikaner and Jaipur

State Bank of Indore